An SR-22 or a State Responsibility-Driving certificate is a certificate of proof of insurance, like a policy. It is a form that verifies your insurance coverage and is a requirement for driving offenses. SR-22 insurance is mandatory in many states, including Oregon.
This form states the driver has met the state’s minimum liability insurance requirements. If you are required to have an SR-22 certificate, always carry it with you. If you are asked for your SR-22 form and do not have it, you can be arrested, especially if you’re driving a vehicle.
Who Needs SR-22 Insurance?
This automobile insurance is typically required after a driver has been convicted of a DUI, DWI, or other alcohol-related offenses.
The SR-22 requirement is not limited to DUI convictions and can be imposed when drivers have had their licenses suspended for other reasons. For example, drivers may be required to show proof of financial responsibility if they have been in an accident and were at fault.
Oregon requires SR-22 in the following situations:
- Drivers convicted of driving with no auto insurance must acquire an SR-22 beginning when they are convicted.
- Owners of an uninsured vehicle involved in an accident must obtain SR-22 from the date of the accident.
- Drivers wanting to reinstate their driver’s license are required to have SR-22 insurance beginning the date their license suspension ends.
- Drivers applying for a probationary permit, or a hardship permit, must fulfill the SR-22 requirement beginning the day they apply for the permit until it expires.
Need Legal Aid?
If you have been arrested for not producing your SR-22 certificate, you might need an attorney. If you are required to obtain one and need legal advice, reach out to our law office. We can answer your questions and advise you on the best steps to take depending on your individual situation.